Yes, you can often use external payment options alongside your dental insurance to cover out-of-pocket costs not included in your plan. Be sure to check with both your insurance provider and the financing company for specific details.
Flexible Payment Options for Your Dental Care
Dental Financing Options
At Joshua Dental, we’re committed to making high-quality dental care affordable and accessible. That’s why we offer flexible financing options through CareCredit® and Cherry, allowing you to divide your treatment costs into manageable monthly payments. With fast approval and no upfront payment required in many cases, you can move forward with the care you need—whether it's a routine visit or a more extensive procedure like dental implants or full-mouth rehabilitation. Our team is here to help you find the right payment solution for your budget and peace of mind.

CareCredit®
CareCredit® offers a convenient way to pay for your dental care over time with flexible monthly payments and special financing options.
Cherry
Cherry is a third-party financing option that lets you split your dental treatment costs into easy, interest-free or low-interest monthly payments—without affecting your credit score.*
*Payment options through Cherry Technologies, Inc. are issued by the following lending partners: https://withcherry.com/lending-partners/
Frequently Asked Questions
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Can I use external payments with my insurance?
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Can I use a different external payment than the ones listed above?
We currently only accept external payment options through CareCredit® and Cherry. If you have questions about financing, our team will be happy to help you find the best option from our accepted providers.
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Can I use my external payment with my dental membership plan?
Yes, you may use CareCredit® or Cherry in combination with our in-house membership plan to help manage treatment costs not covered by the membership benefits.
More questions?
For any questions about third-party financing, feel free to contact our office. The friendly team at Joshua Dental is here to help you explore your options and find the best payment solution for your needs.
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